PSA Changes Crossover Pricing, Cuts Cost When Cards Fail to Cross

PSA is changing the way collectors pay for high-end Crossover submissions, introducing a new pricing structure that reduces the cost when a card does not successfully cross into a PSA holder. Beginning November 11, the new system applies to Crossover submissions at PSA’s Premium 1 and higher service levels. Previously, collectors paid the full grading fee whether their card successfully crossed or remained in its existing holder. Under the new structure, unsuccessful submissions will be charged a lower evaluation fee instead.

PSA’s Crossover service allows collectors to submit cards already graded by another company and specify the minimum PSA grade they are willing to accept. If PSA determines that the card meets that minimum grade, it is removed from its existing holder and encapsulated in a PSA holder. If it does not meet the requested grade, it remains in its original holder and is returned to the collector.

Under the updated system, PSA is dividing the cost into two parts: an Evaluation Fee that applies regardless of the result and a Successful Crossover Fee that is charged only when the card actually crosses. All five Premium service levels will carry an $849 Evaluation Fee. PSA used Premium 1 as an example of how the change works. That service level accepts Crossover submissions with a Maximum Insured Value of up to $35,000.Under the previous structure, a Premium 1 Crossover cost $1,429 whether the card crossed or not. Under the new pricing, a successful crossover still costs the same $1,429, consisting of the $849 Evaluation Fee plus a $580 Successful Crossover Fee. The difference comes when the card fails to meet the collector’s requested minimum grade. Instead of paying $1,429, the collector will pay only the $849 Evaluation Fee, saving $580.

That changes some of the financial risk involved in attempting to move an already graded high-value card into a PSA holder. Collectors still pay for PSA to evaluate the card, but they no longer pay the full successful-crossover price when PSA decides the card does not qualify for the requested grade. PSA is also changing when payment is collected. No upfront payment is required for these submissions. Once grading is complete, PSA will automatically charge the payment method on file according to whether the card successfully crossed, along with applicable shipping and other fees.

The Crossover update follows a series of changes to PSA’s grading services throughout 2026. In September, CollectiblesNews.com reported that PSA introduced a new $59.99 Standard grading tier as the company began reopening services that had been paused during its submission surge. The new tier initially carried a maximum insured value of $1,000 and was positioned between PSA’s lower-priced Value services and its faster grading options.

PSA took another major step in late October when it reopened Value grading at $39.99 per card in the United States. As CollectiblesNews.com reported at the time, the service returned with PSA still carrying an active backlog of 7.2 million collectibles, while the company emphasized that existing submissions would continue to be processed ahead of newly received Value orders.

That backlog has continued to fall. By PSA’s November 3 update, CollectiblesNews.com reported that the active queue had declined again to 6.8 million items. PSA said the progress could eventually allow it to consider reopening Value Bulk, although the company had not announced a date for that service to return. Together, the Standard launch, Value reopening and new Crossover pricing show PSA continuing to adjust its grading options as it works through the submission surge that shaped much of 2026..

PSA is starting the new pricing structure with Premium 1 and the four service levels above it rather than applying it across the entire Crossover program immediately. The company says it plans to use the initial rollout to learn and refine the process before potentially bringing the same approach to additional service levels.

Crossover submissions at Express, Super Express and Premier will continue under their existing pricing for now.